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Fixed rate car loans V.S. variable rate car loans

Most financiers that provide car loans only offer fixed rates, but there are a few that will only offer variable rate car loans and some that will give you the option of fixed or variable.

Five tips to selecting the best car finance broker

There is a large selection of car finance brokers you could use for your next car loan. But how can you tell if the one you’ve selected one you can trust?

Should I use a finance broker for my first car loan?

With the help of an experienced, qualified finance broker, you don’t need to stress so much about the paperwork and application for your car loan. As your finance broker could advise what is required and guide you through the processes and maze of...

How could my interest rate be determined?

Each and every lender will use a different formula for how they determine what interest rate you can obtain on your proposed car purchase, so it may be a good idea to speak to a Finance Broker with a range of lenders and products to ensure you...

What is a low-doc car loan?

The terms ‘low-doc loans’ or ‘self-declaration loans’ started in the home loan industry and refer to a loan product that requires less documentation than what would normally be required of an applicant. When it comes to low-doc car loans there are...

Could I refinance my car loan for a lower rate?

When you enter into most secured car loans, you’re normally signing up for fixed interest rate agreement where the interest rate on your contract stays the same for the whole loan term. While this is great for managing your repayments, often...

Rent-to-own cars in Australia - whats the deal?

Rent-to-own cars could be an option available to those who may not fit normal car loan financier’s criteria. They are a Consumer Lease product, which in the past have allowed the rent-to-own car providers evade certain requirements, as their lending...

What are the restrictions on cars that can be financed

If you’re thinking about taking out car finance, you probably have a particular vehicle in mind that you would like to purchase. But will you be able to get the car you’ve got your eye on? Will it qualify for finance?

How do I get a car loan if I'm a discharged bankrupt?

There aren’t many lenders that will give you a second chance straight after you’ve been discharged from a bankruptcy. If at all possible, you should look at purchasing a cheap used vehicle outright. If that’s not an option, you’re going to want to...

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